|Our Homeownership Services:
First Time Homebuyer Assistance/Financial Education
Pre-Purchase Homebuyer Counseling
People seek individual homebuyer counseling for many reasons. Some of the people we counsel are renters trying to determine if homeownership is a realistic goal. Other clients want help planning for homeownership as a medium or long-term goal. Frequently clients have already begun the homebuying process but come in to learn about special, low-interest mortgages for first time homebuyers.
The counseling sessions focus primarily on income, debt, credit and how best to help you achieve sustainable homeownership. We examine a variety of homeownership options including single family homes, condominiums, multi-family homes and purchase and rehab loans. We’ll discuss a menu of mortgage products with an emphasis on subsidized mortgages and down payment and closing cost assistance for income-eligible buyers.
to bring to your appointment
qualifies as a First Time Homebuyer?
For 2012-2013, our First Time Home Buyer and Homeownership counseling programs are partially funded by a a grant from Berkshire Bank, PeoplesBank and the Wells Fargo Foundation on behalf of Wells Fargo Home Mortgage.
Valley CDC has downpayment and closing cost assistance for low and moderate income first time homebuyers purchasing in Amherst and Northampton. Funding is provided through Community Development Block Grant funds from the Town of Amherst and the City of Northampton.
For more information about homebuyer counseling, please contact Donna Cabana, Homeownership Counselor at 413-586-5855 x18 or firstname.lastname@example.org.
Market Street, Northampton, MA 01060 • 413-586-5855
© 2008 Valley Community Development Corporation
Equal Housing Opportunity