|Our Homeownership Services:
register for a First Time Homebuyer Workshop, or for more information,
please contact Fern Selesnick, Homebuyer Education Coordinator at
413-586-5855 x16 or firstname.lastname@example.org.
Click here to register/view the
current SCHEDULE for our First Time Homebuyer Workshops.
Our First Time Homebuyer Workshops provide a comprehensive overview of
the homebuying process. The four part workshop covers the following:
- Who’s Who in the Homebuying
- Advantages &
Disadvantages of Homeownership
- Homebuyer’s Roadmap
- Presentation by a local Realtor
- Presentation by a local Mortgage
- First Time Homebuyer Loan Programs
- How much do you qualify for?
- Presentation by a local Home
- Presentation by a local Insurance
- Down Payment & Closing
- Presentation by the Massachusetts
Fair Housing Center
- Presentation by a local Real
- Post-purchase planning
Where and when is the class
offer the class every month at a different location, rotating between
Easthampton, Northampton, Hadley & Amherst. Each
series meets 4 times, once per week, from 6 p.m. - 8:30 p.m. (4
consecutive Tuesdays, for example). Classes are always held
weekday evenings. Click here to register/view the current SCHEDULE for our First Time Homebuyer Workshops.
Who should take this class?
class is open to anyone, regardless of where you live or work, whether
or not you are a First Time Homebuyer. The class is open to
people at any stage of the process---a typical class includes people
who are just starting to think about homeownership as well as one or
two people who are closing on their home in a matter of weeks and need
a certificate to secure their mortgage. For those of you who
at the beginning stages of the process, the class gives you an
opportunity to determine if you are ready to proceed with homeownership
and to identify your next steps to prepare. The class is a
way to learn about current loan programs as well as grants for closing
costs and down payment assistance.
What does it mean that it is a
workshop is certified by the Citizens Housing and Planning Association
(CHAPA), a statewide non-profit organization that works towards
affordable housing and community development. Because our
workshop is CHAPA certified, income-eligible participants may apply for
special First Time Homebuyer loans through participating
For example, participation in a CHAPA certified class enables you to
apply for a SoftSecond mortgage, a MassHousing mortgage, and for down
payment and closing cost grants. The certificate is valid for
How much does the class cost?
class costs $50 per household. Couples who are not able for logistical
reasons to take the class together in one month may take it in two
separate months and only be charged once. If you have any
questions about this please contact Fern Selesnick at 413-586-5855 x16
Who qualifies as a First Time
- You are considered a First Time
Homebuyer if at least one of the following is true:
- You have not owned a house in the
past three years.
- You are a single parent (even if
you have owned recently).
- You are a displaced homemaker
(you were recently divorced and you were not the primary wage earner in
your previous household).
- You do not own a home on a
permanent foundation (you own a mobile home).
information, please contact Fern Selesnick, Homebuyer Education Coordinator at 413-586-5855 x16 or email@example.com.