Homeownership Services

First Time Homebuyer and Pre-Purchase

Whether you are trying to determine if homeownership is a realistic goal for you or you need help planning for homeownership, we offer workshops and individual counseling that will help you navigate the complicated homebuying process.

Grants are available in Easthampton, Northampton, and Pelham.

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We offer post-purchase workshops for homebuyers that focus on continued financial management and budgeting, home maintenance and repair, weatherization, and energy efficiency. Individual post-purchase counseling is also available.

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Foreclosure Prevention

If you are behind on your mortgage or you anticipate not being able to make consistent housing payments, let us help you. Meet one-on-one with our homeownership coordinator who will look at your current mortgage and help you understand the terms of your loan as well as help you understand and work on your entire financial picture.

We explore all viable options with you. In most cases, we are able to negotiate directly with the lender to modify your existing mortgage. In other cases, we may help you negotiate other options with your current lender or plan for a future refinance. In some situations, we may recommend that you sell the property. We will help you evaluate all options and plan your next steps in navigating the challenges.

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Get Involved

Valley Community Development provides a variety of community economic development programs and services to low and moderate income residents within Hampshire County, but primarily the communities of Northampton, Easthampton, Amherst and Hadley. To volunteer, join a committee or learn about becoming a Board member, please send us an email.